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News - William F. Defrates, Inc. Insurance
PWC Insurance NJ
PWC Insurance NJ

It’s Defrates for the Lowest Rates for Personal Watercraft New Jersey or PWC Insurance NJ If you live in New Jersey, love boating and maybe you’ve been searching for PWC Insurance NJ. Defrates Insurance offers effective coverage at low rates. In the summer months, few activities compare quite like boating in New Jersey. Enjoy the […]

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The Beginner’s Guide To Homeowners’ Insurance

Insurance. Do your eyes glaze over just reading the word? It may not be the most thrilling subject, but it’s essential for new homebuyers to understand the nuts and bolts of their homeowners insurance. Virtually all mortgage lenders require insurance coverage to protect their investment. If the house you live in is destroyed, the real […]

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Does Your Credit Score Affect Your Car Insurance Rate?

Does your credit score impact your car insurance rate? It’s a question you might have wondered about before — especially if you have a particularly spotty credit record. Unless you live in New Jersey, Hawaii or Alasaka, the short answer is yes. The explanation of the relationship between credit scores and car insurance rate-setting is […]

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5 Insurance-Buying Mistakes to Avoid

Buying insurance can be confusing, but when the unexpected happens – a house fire, a fender bender or a broken bone – it’s a relief to know that some of those financial losses will be covered. But how do you know how much coverage you need? And what questions should you ask before buying a […]

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