Boat Insurance - William F. Defrates, Inc. Insurance

Low Rate Boat Insurance in New Jersey, Pennsylvania and Maryland

Boat InsuranceOur boat insurance programs and watercraft insurance coverage options protect you on the water and on the road. Recreational boaters get improved coverage and competitive pricing. We can cover 95 percent of all pleasure boats.

Millions enjoy recreational boating each year whether it’s watersports or fishing. Enjoy your time on the water with unbeatable insurance rates. We offer the most desirable boat and yacht coverage at a very affordable cost. Bundling with your home or auto insurance can also save you money with your boat policy.

For decades, Defrates is the insurance company that boat owners come to for peace of mind and complete, effective and solid coverage for:

Protect your boat from damage and theft

We offer many watercraft insurance coverage options so you can get the coverage that’s right for you.

Protect yourself, your family and others

Our insurance for your boat can help pay legal and medical expenses if you’re at fault in an accident.

Insuring your boat with smart discounts!

There are lots of ways to save on insurance for your watercraft. We offer very attractive discounts for:


A homeowners policy may give you limited coverage if while parked on your property your boat is damaged. But it may fall short and not adequately cover everything. Protect your boat and your passengers.

Contact us for a quick customized boat insurance quote today.

Be sure to check out DeFrates Insurance on Facebook!