Who we are  

Our Mission & Values

Defrates Insurance wants to provide you with the highest level of customer service while finding you the best coverage and value. Our customers come first, because insurance is about what you need, not what we want to sell.

About Defrates Insurance

William F DeFrates, Inc. is a property and casualty insurance agency operating in Southern New Jersey. We are licensed to provide insurance services in New Jersey, Pennsylvania, Indiana and Georgia. We believe when you are shopping for insurance you should have options.

We are a full-service agency handling all of your personal and business insurance needs.

Personal Insurance: Homeowners, Automobile, Umbrella, Boat, 1-4 Family Rentals, Flood, Farm Owners, Home Based Business, Motorcycle, Personal Watercraft, Recreational Vehicles, Mobile Homes, Antique Autos.

Commercial Insurance: Business Owners, Business Auto, Apartments & Condos, Flood, Umbrellas, Commercial Farms, Home Based Businesses, Contractors Liability, Contractors Equipment, Workers Compensation, Motels, Retail Stores, Wholesale Stores, Sales & Service Operations.

The cornerstone of our success is our commitment to personal service. William F DeFrates, Inc. strives to offer you quality insurance coverage, a high level of professional service and a long-term relationship.

Why Defrates is Different  

Insurance Solutions

Individually quoted policies based on your unique circumstances. No one-size-fits-all solutions for insuring you.

Affordable Plans

Our clients quickly discover Defrates Insurance is dedicated to saving you money on affordable and effective plans.

Coverage Works

With insurance, you need key policy features and best coverage that works for you, your family and your business.